diff --git a/anrui-buscenter/anrui-buscenter-ui/src/components/publicPage/financialscheme.vue b/anrui-buscenter/anrui-buscenter-ui/src/components/publicPage/financialscheme.vue
index 0daca9c72c..af53a65a2a 100644
--- a/anrui-buscenter/anrui-buscenter-ui/src/components/publicPage/financialscheme.vue
+++ b/anrui-buscenter/anrui-buscenter-ui/src/components/publicPage/financialscheme.vue
@@ -22,7 +22,7 @@
           <el-col :span="18">
             <div class="span-sty">产品政策</div>
             <el-form-item>
-              <el-select v-model="finance.policyName" placeholder="请选择" @change="changePolicy" clearable class="addinputInfo">
+              <el-select v-model="finance.policyName" placeholder="请选择" @change="changePolicy" filterable clearable class="addinputInfo">
                 <el-option v-for="item in policy_list" :key="item.sid" :label="item.name" :value="item.name"></el-option>
               </el-select>
             </el-form-item>
@@ -418,23 +418,23 @@ export default {
       return val
     },
     showAdd(value) {
-      this.finance = JSON.parse(JSON.stringify(value))
-      this.isShowMore = this.finance.isShowMore
       this.init()
-    },
-    showEdit(value) {
       this.finance = JSON.parse(JSON.stringify(value))
-      this.init()
-      selectList({ orgPath: window.sessionStorage.getItem('defaultOrgPath'), userSid: window.sessionStorage.getItem('userSid'), isPack: this.finance.isPack }).then((resp) => {
-        if (resp.success) {
-          this.policy_list = resp.data
-        }
-      })
-      selectListByOther({ orgPath: window.sessionStorage.getItem('defaultOrgPath'), userSid: window.sessionStorage.getItem('userSid'), sid: this.finance.policySid }).then((res) => {
-        if (res.success) {
-          this.other_list = res.data
-        }
-      })
+      this.isShowMore = this.finance.isShowMore
+      if (this.finance.isPack !== '' && this.finance.isPack !== null) {
+        selectList({ orgPath: window.sessionStorage.getItem('defaultOrgPath'), userSid: window.sessionStorage.getItem('userSid'), isPack: this.finance.isPack }).then((resp) => {
+          if (resp.success) {
+            this.policy_list = resp.data
+          }
+        })
+      }
+      if (this.finance.policySid !== '' && this.finance.isPack !== null) {
+        selectListByOther({ orgPath: window.sessionStorage.getItem('defaultOrgPath'), userSid: window.sessionStorage.getItem('userSid'), sid: this.finance.policySid }).then((res) => {
+          if (res.success) {
+            this.other_list = res.data
+          }
+        })
+      }
     },
     // 是否打包
     isPackChange(val) {
@@ -538,6 +538,10 @@ export default {
         // 贴息用途赋值
         this.finance.factoryDiscountUse = '抵利息'
         this.finance.factoryDiscountUseKey = '02'
+        // 当融资项目总额不为空且不为0时，如果更换产品政策（则需要重新计算首付金额、贷款金额等一系列需要计算的费用）
+        if (this.finance.loanTotal !== '' && this.finance.loanTotal !== '0') {
+          this.financingProject()
+        }
         selectListByOther({ orgPath: window.sessionStorage.getItem('defaultOrgPath'), userSid: window.sessionStorage.getItem('userSid'), sid: choose[0].sid }).then((res) => {
           if (res.success) {
             this.other_list = res.data
diff --git a/anrui-buscenter/anrui-buscenter-ui/src/views/workflow/publicPage/financialscheme.vue b/anrui-buscenter/anrui-buscenter-ui/src/views/workflow/publicPage/financialscheme.vue
index eca4ea2437..5a1404477b 100644
--- a/anrui-buscenter/anrui-buscenter-ui/src/views/workflow/publicPage/financialscheme.vue
+++ b/anrui-buscenter/anrui-buscenter-ui/src/views/workflow/publicPage/financialscheme.vue
@@ -22,7 +22,7 @@
           <el-col :span="18">
             <div class="span-sty">产品政策</div>
             <el-form-item>
-              <el-select v-model="finance.policyName" placeholder="请选择" @change="changePolicy" clearable class="addinputInfo">
+              <el-select v-model="finance.policyName" placeholder="请选择" @change="changePolicy" filterable clearable class="addinputInfo">
                 <el-option v-for="item in policy_list" :key="item.sid" :label="item.name" :value="item.name"></el-option>
               </el-select>
             </el-form-item>
@@ -417,16 +417,18 @@ export default {
       return val
     },
     showAdd(value, orgSidPath) {
-      this.finance = JSON.parse(JSON.stringify(value))
       this.init()
+      this.finance = JSON.parse(JSON.stringify(value))
       this.orgPath = orgSidPath
-      selectList({ orgPath: this.orgPath, userSid: window.sessionStorage.getItem('userSid'), isPack: this.finance.isPack }).then((resp) => {
-        if (resp.success) {
-          this.policy_list = resp.data
-        }
-      })
-      if (this.finance.policySid !== '') {
-        selectListByOther({ orgPath: this.orgPath, userSid: window.sessionStorage.getItem('userSid'), sid: this.finance.policySid }).then((res) => {
+      if (this.finance.isPack !== '' && this.finance.isPack !== null) {
+        selectList({ orgPath: window.sessionStorage.getItem('defaultOrgPath'), userSid: window.sessionStorage.getItem('userSid'), isPack: this.finance.isPack }).then((resp) => {
+          if (resp.success) {
+            this.policy_list = resp.data
+          }
+        })
+      }
+      if (this.finance.policySid !== '' && this.finance.isPack !== null) {
+        selectListByOther({ orgPath: window.sessionStorage.getItem('defaultOrgPath'), userSid: window.sessionStorage.getItem('userSid'), sid: this.finance.policySid }).then((res) => {
           if (res.success) {
             this.other_list = res.data
           }
@@ -533,6 +535,10 @@ export default {
         this.finance.nominalPrice = choose[0].nominalPrice
         // 从金融产品政策中-- 获取代收意外险
         this.finance.proxyAccidentPremium = choose[0].vehAccidentAmount
+        // 当融资项目总额不为空且不为0时，如果更换产品政策（则需要重新计算首付金额、贷款金额等一系列需要计算的费用）
+        if (this.finance.loanTotal !== '' && this.finance.loanTotal !== '0') {
+          this.financingProject()
+        }
         selectListByOther({ orgPath: this.orgPath, userSid: window.sessionStorage.getItem('userSid'), sid: choose[0].sid }).then((res) => {
           if (res.success) {
             this.other_list = res.data
diff --git a/anrui-riskcenter-ui/src/components/publicPage/financialscheme.vue b/anrui-riskcenter-ui/src/components/publicPage/financialscheme.vue
index 675a4c2f09..c448a27f76 100644
--- a/anrui-riskcenter-ui/src/components/publicPage/financialscheme.vue
+++ b/anrui-riskcenter-ui/src/components/publicPage/financialscheme.vue
@@ -21,7 +21,7 @@
         <el-col :span="18">
           <div class="span-sty">产品政策</div>
           <el-form-item>
-            <el-select v-model="finance.policyName" placeholder="请选择" @change="changePolicy" clearable class="addinputInfo">
+            <el-select v-model="finance.policyName" placeholder="请选择" @change="changePolicy" filterable clearable class="addinputInfo">
               <el-option v-for="item in policy_list" :key="item.sid" :label="item.name" :value="item.name"></el-option>
             </el-select>
           </el-form-item>
@@ -379,22 +379,22 @@ export default {
       return val
     },
     showAdd(value) {
-      this.finance = JSON.parse(JSON.stringify(value))
       this.init()
-    },
-    showEdit(value) {
       this.finance = JSON.parse(JSON.stringify(value))
-      this.init()
-      selectList({ orgPath: window.sessionStorage.getItem('defaultOrgPath'), userSid: window.sessionStorage.getItem('defaultOrgPath'), isPack: this.finance.isPack }).then((resp) => {
-        if (resp.success) {
-          this.policy_list = resp.data
-        }
-      })
-      selectListByOther({ orgPath: window.sessionStorage.getItem('defaultOrgPath'), userSid: window.sessionStorage.getItem('defaultOrgPath'), sid: this.finance.policySid }).then((res) => {
-        if (res.success) {
-          this.other_list = res.data
-        }
-      })
+      if (this.finance.isPack !== '' && this.finance.isPack !== null) {
+        selectList({ orgPath: window.sessionStorage.getItem('defaultOrgPath'), userSid: window.sessionStorage.getItem('userSid'), isPack: this.finance.isPack }).then((resp) => {
+          if (resp.success) {
+            this.policy_list = resp.data
+          }
+        })
+      }
+      if (this.finance.policySid !== '' && this.finance.isPack !== null) {
+        selectListByOther({ orgPath: window.sessionStorage.getItem('defaultOrgPath'), userSid: window.sessionStorage.getItem('userSid'), sid: this.finance.policySid }).then((res) => {
+          if (res.success) {
+            this.other_list = res.data
+          }
+        })
+      }
     },
     // 是否打包
     isPackChange(val) {
@@ -498,6 +498,10 @@ export default {
         // 贴息用途赋值
         this.finance.factoryDiscountUse = '抵利息'
         this.finance.factoryDiscountUseKey = '02'
+        // 当融资项目总额不为空且不为0时，如果更换产品政策（则需要重新计算首付金额、贷款金额等一系列需要计算的费用）
+        if (this.finance.loanTotal !== '' && this.finance.loanTotal !== '0') {
+          this.financingProject()
+        }
         selectListByOther({ orgPath: window.sessionStorage.getItem('defaultOrgPath'), userSid: window.sessionStorage.getItem('userSid'), sid: choose[0].sid }).then((res) => {
           if (res.success) {
             this.other_list = res.data
diff --git a/anrui-riskcenter-ui/src/views/workFlow/publicPage/financialscheme.vue b/anrui-riskcenter-ui/src/views/workFlow/publicPage/financialscheme.vue
index 810ee998d5..d5f6b22a50 100644
--- a/anrui-riskcenter-ui/src/views/workFlow/publicPage/financialscheme.vue
+++ b/anrui-riskcenter-ui/src/views/workFlow/publicPage/financialscheme.vue
@@ -21,7 +21,7 @@
         <el-col :span="18">
           <div class="span-sty">产品政策</div>
           <el-form-item>
-            <el-select v-model="finance.policyName" placeholder="请选择" @change="changePolicy" clearable class="addinputInfo">
+            <el-select v-model="finance.policyName" placeholder="请选择" @change="changePolicy" filterable clearable class="addinputInfo">
               <el-option v-for="item in policy_list" :key="item.sid" :label="item.name" :value="item.name"></el-option>
             </el-select>
           </el-form-item>
@@ -380,23 +380,23 @@ export default {
       return val
     },
     showAdd(value, orgPath) {
-      this.finance = JSON.parse(JSON.stringify(value))
-      this.orgPath = orgPath
       this.init()
-    },
-    showEdit(value) {
       this.finance = JSON.parse(JSON.stringify(value))
-      this.init()
-      selectList({ orgPath: this.orgPath, userSid: window.sessionStorage.getItem('userSid'), isPack: this.finance.isPack }).then((resp) => {
-        if (resp.success) {
-          this.policy_list = resp.data
-        }
-      })
-      selectListByOther({ orgPath: this.orgPath, userSid: window.sessionStorage.getItem('userSid'), sid: this.finance.policySid }).then((res) => {
-        if (res.success) {
-          this.other_list = res.data
-        }
-      })
+      this.orgPath = orgPath
+      if (this.finance.isPack !== '' && this.finance.isPack !== null) {
+        selectList({ orgPath: window.sessionStorage.getItem('defaultOrgPath'), userSid: window.sessionStorage.getItem('userSid'), isPack: this.finance.isPack }).then((resp) => {
+          if (resp.success) {
+            this.policy_list = resp.data
+          }
+        })
+      }
+      if (this.finance.policySid !== '' && this.finance.isPack !== null) {
+        selectListByOther({ orgPath: window.sessionStorage.getItem('defaultOrgPath'), userSid: window.sessionStorage.getItem('userSid'), sid: this.finance.policySid }).then((res) => {
+          if (res.success) {
+            this.other_list = res.data
+          }
+        })
+      }
     },
     // 是否打包
     isPackChange(val) {
@@ -500,6 +500,10 @@ export default {
         // 贴息用途赋值
         this.finance.factoryDiscountUse = '抵利息'
         this.finance.factoryDiscountUseKey = '02'
+        // 当融资项目总额不为空且不为0时，如果更换产品政策（则需要重新计算首付金额、贷款金额等一系列需要计算的费用）
+        if (this.finance.loanTotal !== '' && this.finance.loanTotal !== '0') {
+          this.financingProject()
+        }
         selectListByOther({ orgPath: this.orgPath, userSid: window.sessionStorage.getItem('userSid'), sid: choose[0].sid }).then((res) => {
           if (res.success) {
             this.other_list = res.data