diff --git a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java
index f0848861c9..a88a6943c7 100644
--- a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java
+++ b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java
@@ -701,7 +701,7 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
             }
         }
         //是否勾选保险
-       /* if (dto.isPremiumCb()) {
+        if (dto.isPremiumCb()) {
             //保险
             String premium = dto.getPremium();
             if (StringUtils.isBlank(premium)) {
@@ -720,9 +720,9 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
                 }
             }
 
-        }*/
+        }
         //是否勾选购置税
-        /*if (dto.isPurchaseTaxCb()) {
+        if (dto.isPurchaseTaxCb()) {
             //购置税
             String purchaseTax = dto.getPurchaseTax();
             if (StringUtils.isBlank(purchaseTax)) {
@@ -741,7 +741,7 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
                     return rb.setMsg("抵顶购置税不能超过购置税");
                 }
             }
-        }*/
+        }
         //产品期数
         String loanPeriod = dto.getLoanPeriod();
         if (StringUtils.isBlank(loanPeriod)) {
@@ -881,10 +881,15 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
         loanSolutionsDetail.setProxyPurchasetax(StringUtils.isNotBlank(proxyPurchasetax) ? new BigDecimal(proxyPurchasetax) : BigDecimal.ZERO);
         //抵顶首年保险费
         String offsetPremium = dto.getOffsetPremium();
-        loanSolutionsDetail.setOffsetPremium(StringUtils.isNotBlank(offsetPremium) ? new BigDecimal(offsetPremium) : BigDecimal.ZERO);
         //抵顶购置税
         String offsetPurchasetax = dto.getOffsetPurchasetax();
-        loanSolutionsDetail.setOffsetPurchasetax(StringUtils.isNotBlank(offsetPurchasetax) ? new BigDecimal(offsetPurchasetax) : BigDecimal.ZERO);
+        if ("0".equals(dto.getIsPack())) {
+            loanSolutionsDetail.setOffsetPremium(BigDecimal.ZERO);
+            loanSolutionsDetail.setOffsetPurchasetax(BigDecimal.ZERO);
+        } else {
+            loanSolutionsDetail.setOffsetPremium(StringUtils.isNotBlank(offsetPremium) ? new BigDecimal(offsetPremium) : BigDecimal.ZERO);
+            loanSolutionsDetail.setOffsetPurchasetax(StringUtils.isNotBlank(offsetPurchasetax) ? new BigDecimal(offsetPurchasetax) : BigDecimal.ZERO);
+        }
         String proxyTotal = dto.getProxyTotal();
         loanSolutionsDetail.setProxyTotal(StringUtils.isNotBlank(proxyTotal) ? new BigDecimal(proxyTotal) : BigDecimal.ZERO);
         String offsetTotal = dto.getOffsetTotal();