diff --git a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanbecollectionapply/LoanBeCollectionApplyService.java b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanbecollectionapply/LoanBeCollectionApplyService.java
index e896587fbf..132c46041a 100644
--- a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanbecollectionapply/LoanBeCollectionApplyService.java
+++ b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanbecollectionapply/LoanBeCollectionApplyService.java
@@ -536,6 +536,11 @@ public class LoanBeCollectionApplyService extends MybatisBaseService<LoanBeColle
                     return rb.setMsg("车架号" + loanBeCollectionVehDetail.getVinNo() + "没有添加担保人信息");
                 }
             }
+            if (collMeasures.contains("签订还款协议")) {
+                if (loanBeCollectionVehDetail.getHkxyFiles().size() == 0){
+                    return rb.setMsg("车架号" + loanBeCollectionVehDetail.getVinNo() + "没有上传还款协议附件");
+                }
+            }
         }
         LoanBeCollectionApply loanBeCollectionApply = fetchBySid(dto.getSid());
         int r = submitBusinessData(dto, loanBeCollectionApply);