diff --git a/anrui-riskcenter/anrui-riskcenter-api/src/main/java/com/yxt/anrui/riskcenter/api/loansolutions/calculate/CalculateQuery.java b/anrui-riskcenter/anrui-riskcenter-api/src/main/java/com/yxt/anrui/riskcenter/api/loansolutions/calculate/CalculateQuery.java
index 984dd94aa2..af3e27bd3b 100644
--- a/anrui-riskcenter/anrui-riskcenter-api/src/main/java/com/yxt/anrui/riskcenter/api/loansolutions/calculate/CalculateQuery.java
+++ b/anrui-riskcenter/anrui-riskcenter-api/src/main/java/com/yxt/anrui/riskcenter/api/loansolutions/calculate/CalculateQuery.java
@@ -37,8 +37,8 @@ public class CalculateQuery {
     private boolean purchaseTaxCb;
     @ApiModelProperty("融资项目总额")
     private String loanTotal;
-  /*  @ApiModelProperty("首付款比例")
-    private String downPayRatio;*/
+    @ApiModelProperty("首付款比例")
+    private String downPayRatio;
     @ApiModelProperty("首付金额")
     private String downPayAmount;
     @ApiModelProperty("贷款金额")
diff --git a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinotherpolicyrecordapply/LoanFinOtherPolicyRecordApplyRest.java b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinotherpolicyrecordapply/LoanFinOtherPolicyRecordApplyRest.java
index bdd3622815..da157012b4 100644
--- a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinotherpolicyrecordapply/LoanFinOtherPolicyRecordApplyRest.java
+++ b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinotherpolicyrecordapply/LoanFinOtherPolicyRecordApplyRest.java
@@ -1,7 +1,6 @@
 package com.yxt.anrui.riskcenter.biz.loanfinotherpolicyrecordapply;
 
 import cn.hutool.core.bean.BeanUtil;
-import com.yxt.anrui.base.api.basediscountpackageapply.BaseDiscountpackageApply;
 import com.yxt.anrui.flowable.api.utils.ProcDefEnum;
 import com.yxt.anrui.flowable.sqloperationsymbol.BusinessVariables;
 import com.yxt.anrui.riskcenter.api.loanfinotherpolicyrecordapply.*;
diff --git a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinotherpolicyrecordapply/LoanFinOtherPolicyRecordApplyService.java b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinotherpolicyrecordapply/LoanFinOtherPolicyRecordApplyService.java
index b1109fd6ee..7aa2ab3362 100644
--- a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinotherpolicyrecordapply/LoanFinOtherPolicyRecordApplyService.java
+++ b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinotherpolicyrecordapply/LoanFinOtherPolicyRecordApplyService.java
@@ -578,6 +578,19 @@ public class LoanFinOtherPolicyRecordApplyService extends MybatisBaseService<Loa
                 }
                 Map<String, Object> map = BeanUtil.beanToMap(resultBean.getData());
                 updateFlowFiled(map);
+                //终止任务后备案状态改完未备案
+                LoanFinOtherPolicyRecordApply loanFinOtherPolicyRecordApply = fetchBySid(query.getBusinessSid());
+                if (loanFinOtherPolicyRecordApply.getNodeState().equals("终止")) {
+                    String policySids = loanFinOtherPolicyRecordApply.getOtherPolicySid();
+                    List<String> strings = Arrays.asList(policySids.split(","));
+                    if (!strings.isEmpty()) {
+                        for (String sid : strings) {
+                            LoanFinOtherPolicy loanFinOtherPolicy = loanFinOtherPolicyService.fetchBySid(sid);
+                            loanFinOtherPolicy.setFilingState(0);
+                            loanFinOtherPolicyService.updateById(loanFinOtherPolicy);
+                        }
+                    }
+                }
                 return rb.success().setData(resultBean.getData());
             } else {
                 if (businessTaskId.equals(query.getTaskId())) {
@@ -589,6 +602,19 @@ public class LoanFinOtherPolicyRecordApplyService extends MybatisBaseService<Loa
                     }
                     Map<String, Object> map = BeanUtil.beanToMap(resultBean.getData());
                     updateFlowFiled(map);
+                    //终止任务后备案状态改完未备案
+                    LoanFinOtherPolicyRecordApply loanFinOtherPolicyRecordApply = fetchBySid(query.getBusinessSid());
+                    if (loanFinOtherPolicyRecordApply.getNodeState().equals("终止")) {
+                        String policySids = loanFinOtherPolicyRecordApply.getOtherPolicySid();
+                        List<String> strings = Arrays.asList(policySids.split(","));
+                        if (!strings.isEmpty()) {
+                            for (String sid : strings) {
+                                LoanFinOtherPolicy loanFinOtherPolicy = loanFinOtherPolicyService.fetchBySid(sid);
+                                loanFinOtherPolicy.setFilingState(0);
+                                loanFinOtherPolicyService.updateById(loanFinOtherPolicy);
+                            }
+                        }
+                    }
                     return rb.success().setData(resultBean.getData());
                 }
             }
diff --git a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinpolicyrecordapply/LoanFinPolicyRecordApplyService.java b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinpolicyrecordapply/LoanFinPolicyRecordApplyService.java
index 77c5cc9d3d..658731c1e6 100644
--- a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinpolicyrecordapply/LoanFinPolicyRecordApplyService.java
+++ b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinpolicyrecordapply/LoanFinPolicyRecordApplyService.java
@@ -237,7 +237,7 @@ public class LoanFinPolicyRecordApplyService extends MybatisBaseService<LoanFinP
             LoanFinPolicy loanFinPolicy = loanFinPolicyService.fetchBySid(psid);
             BeanUtil.copyProperties(loanFinPolicy, initVo);
             initVo.setPolicySid(psid);
-           // List<LoanFinOtherPolicy> otherPolicy = loanFinOtherPolicyService.getOtherPolicyByMainSid(psid);
+            // List<LoanFinOtherPolicy> otherPolicy = loanFinOtherPolicyService.getOtherPolicyByMainSid(psid);
             List<LoanFinOtherPolicy> otherPolicy = loanFinOtherPolicyService.fetchByMainSid(psid);
             otherPolicy.removeAll(Collections.singleton(null));
             initVo.setShowOtherPolicy(!otherPolicy.isEmpty());
@@ -545,6 +545,21 @@ public class LoanFinPolicyRecordApplyService extends MybatisBaseService<LoanFinP
                 }
                 Map<String, Object> map = BeanUtil.beanToMap(resultBean.getData());
                 updateFlowFiled(map);
+
+                //终止任务后经销商备案状态改完未备案
+                LoanFinPolicyRecordApply loanFinPolicyRecordApply = fetchBySid(query.getBusinessSid());
+                if (loanFinPolicyRecordApply.getNodeState().equals("终止")) {
+                    String policySids = loanFinPolicyRecordApply.getPolicySid();
+                    List<String> strings = Arrays.asList(policySids.split(","));
+                    if (!strings.isEmpty()) {
+                        for (String sid : strings) {
+                            LoanFinPolicy loanFinPolicy = loanFinPolicyService.fetchBySid(sid);
+                            loanFinPolicy.setFilingState(0);
+                            loanFinPolicyService.updateById(loanFinPolicy);
+                        }
+                    }
+                }
+
                 return rb.success().setData(resultBean.getData());
             } else {
                 if (businessTaskId.equals(query.getTaskId())) {
@@ -556,6 +571,19 @@ public class LoanFinPolicyRecordApplyService extends MybatisBaseService<LoanFinP
                     }
                     Map<String, Object> map = BeanUtil.beanToMap(resultBean.getData());
                     updateFlowFiled(map);
+                    //终止任务后经销商备案状态改完未备案
+                    LoanFinPolicyRecordApply loanFinPolicyRecordApply = fetchBySid(query.getBusinessSid());
+                    if (loanFinPolicyRecordApply.getNodeState().equals("终止")) {
+                        String policySids = loanFinPolicyRecordApply.getPolicySid();
+                        List<String> strings = Arrays.asList(policySids.split(","));
+                        if (!strings.isEmpty()) {
+                            for (String sid : strings) {
+                                LoanFinPolicy loanFinPolicy = loanFinPolicyService.fetchBySid(sid);
+                                loanFinPolicy.setFilingState(0);
+                                loanFinPolicyService.updateById(loanFinPolicy);
+                            }
+                        }
+                    }
                     return rb.success().setData(resultBean.getData());
                 }
             }
diff --git a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java
index e69f3ab2da..f061463efc 100644
--- a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java
+++ b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java
@@ -1430,6 +1430,11 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
         if (downPayAmountsRatio.compareTo(downPayRatioLeast) < 0) {
             return rb.setMsg("实际首付比例不能低于产品政策中的最低首付比例");
         }
+        BigDecimal ratio = loanFinPolicy.getDownPayRatio();
+        BigDecimal decimal = new BigDecimal(query.getDownPayRatio());
+        if (decimal.compareTo(ratio) < 0) {
+            return rb.setMsg("首付比例不能低于产品政策中的首付比例");
+        }
         //总贷款金额
         calculateVo.setLoanAmountTotal(loanAmountTotal.setScale(0, BigDecimal.ROUND_HALF_UP).toString());
         //期数
@@ -1658,9 +1663,9 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
             solutionssVo.setSzPrice(busSalesOrdersVo.getSzPrice());
             solutionssVo.setFinalPrice(busSalesOrdersVo.getFinalPrice());
             BusSalesOrderModel busSalesOrderModel = busSalesOrdersVo.getBusSalesOrderModel();
-            if(busSalesOrderModel != null){
+            if (busSalesOrderModel != null) {
                 solutionssVo.setModelSid(busSalesOrderModel.getModelSid());
-            }else{
+            } else {
                 return rb.setMsg("请先录入车型");
             }
             if (busSalesOrdersVo.getBusSalesOrder() != null) {
@@ -2353,7 +2358,12 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
                 if (serviceChargeTypeValue != null) {
                     solutionssVo.setServiceChargeTypeValue(serviceChargeTypeValue.toString());
                 }
-
+                //增加首付比例不能低于政策中首付比例
+                BigDecimal ratio = loanFinPolicy.getDownPayRatio();
+                BigDecimal decimal = new BigDecimal(query.getDownPayRatio());
+                if (decimal.compareTo(ratio) < 0) {
+                    return rb.setMsg("首付比例不能低于产品政策中的首付比例");
+                }
             }
             if (query.isOtherPolicyState()) {
                 //验证贷款金额是否不大于最高贷款金额