diff --git a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java
index f061463efc..d6873fb68a 100644
--- a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java
+++ b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java
@@ -1386,7 +1386,7 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
         calculateVo.setLoanDownPay(loanDownPay.setScale(0, BigDecimal.ROUND_HALF_UP).toString());
         //实际首付比例 = （融资首付/融资项目总额）x100
         downPayAmountsRatio = loanDownPay.divide(loanTotal, 4, BigDecimal.ROUND_CEILING).multiply(new BigDecimal("100"));
-        downPayAmountsRatio = downPayAmountsRatio.setScale(0, BigDecimal.ROUND_HALF_UP);
+        downPayAmountsRatio = downPayAmountsRatio.setScale(2, BigDecimal.ROUND_HALF_UP);
         calculateVo.setDownPayAmountsRatio(downPayAmountsRatio.toString());
         if (otherPolicyState) {//包含
             //验证贷款金额是否不大于最高贷款金额