diff --git a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanoverduebank/LoanOverdueBankMapper.xml b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanoverduebank/LoanOverdueBankMapper.xml
index 0db7ef825b..9433de82f2 100644
--- a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanoverduebank/LoanOverdueBankMapper.xml
+++ b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanoverduebank/LoanOverdueBankMapper.xml
@@ -43,17 +43,17 @@
 
     <select id="selectPageVo" resultType="com.yxt.anrui.riskcenter.api.loanoverduebank.LoanOverdueBankVo">
         select lob.sid,
-               lob.useOrgName,
-               lob.createDept,
-               DATE_FORMAT(lob.createTime, '%Y-%m-%d')             as createTime,
-               lob.closeDate,
-               lob.stopDate,
-               lob.remarks,
-               lob.createBySid,
-               if(length(lob.nodeState) > 0, lob.nodeState, '待提交') as nodeState,
-               lob.procDefId,
-               lob.procInstId,
-               lob.createByName
+        lob.useOrgName,
+        lob.createDept,
+        DATE_FORMAT(lob.createTime, '%Y-%m-%d') as createTime,
+        lob.closeDate,
+        lob.stopDate,
+        lob.remarks,
+        lob.createBySid,
+        if(length(lob.nodeState) > 0, lob.nodeState, '待提交') as nodeState,
+        lob.procDefId,
+        lob.procInstId,
+        lob.createByName
         from loan_overdue_bank lob
         <where>
             ${ew.sqlSegment}
@@ -62,70 +62,75 @@
 
     <select id="detailsList" resultType="com.yxt.anrui.riskcenter.api.loanoverduebankdetails.LoanOverdueBankDetailsDto">
         SELECT
-        <!--贷款合同编号-->
-        a1.`loanContractNo`,
-        <!--贷款人-->
-        a1.borrowerName loanName,
-        a1.borrowerSid  loanSid,
-        <!--资方-->
-        a1.`bankName`,
-        <!--资方合同编号-->
-        a1.`bankContractNo`,
-        <!--逾期期数-->
-        COUNT(a1.sid) AS period,
-        <!--逾期金额-->
+        a1.loanContractNo,
+        a1.borrowerName AS loanName,
+        a1.borrowerSid AS loanSid,
+        a1.bankName,
+        a1.bankContractNo,
+        COUNT(a1.sid) AS period, -- 逾期期数
         (
-                SUM(a1.yq_total) + IFNULL(
-                    (SELECT SUM(lbpv.`bankBeInter`)
-                     FROM loan_be_padsincere_veh lbpv
-                     WHERE lbpv.saleVehSid = a1.busVinSid),
-                    0
-                ) + IFNULL(
-                        (select ifnull(SUM(a.reveivableMoney), 0) - IFNULL(sum(a.m), 0)
-                         FROM (
-                                  select fjj.reveivableMoney,
-                                         (select IFNULL(SUM(s.subscriptionMoney), 0)
-                                          FROM anrui_fin.fin_selected_receivables_detailed AS s
-                                          WHERE s.auditState = '3'
-                                            AND s.receivablesSid = fjj.sid) as m
-                                  from anrui_fin.fin_uncollected_receivables_detailed_jr fjj
-                                  where fjj.busSid in (SELECT lrpd.sid
-                                                       FROM loan_repayment_plan_details lrpd
-                                                       WHERE DATE_FORMAT(lrpd.dueDate, '%Y-%m-%d') &lt; #{stopDate}
-                                                         and lrpd.busVinSid = a1.busVinSid)
-                                    and fjj.payCostTitleKey = '006') a),
-                        0
-                    )
-            ) AS    overdueMoney,
+        a1.yq_total
+        + IFNULL(lbpv_total.bankBeInter, 0)
+        + IFNULL(fin_total.overdueMoney, 0)
+        ) AS overdueMoney,
         a1.customerSid,
-        a1.customer customerName
-        FROM (SELECT lrpd.sid,
-
-                     lrpd.`loanContractNo`,
-                     lrpd.borrowerName,
-
-                     lrpd.`bankName`,
-                     lrpd.`bankContractNo`,
-                     lrpd.dueMoney,
-                     (
-                         lrpd.`dueMoney` - SUM(IFNULL(lrh.actualMoney, 0))
-                         ) AS yq_total,
-                     lrpd.customer,
-                     lrpd.customerSid,
-                     lrpd.borrowerSid,
-                     lrpd.busVinSid
-              FROM `loan_repayment_plan_details` lrpd
-                       LEFT JOIN `loan_repayment_history` lrh
-                                 ON lrh.planDetailSid = lrpd.`sid`
-                       LEFT JOIN anrui_buscenter.`bus_sales_order_vehicle` bv
-                                 ON lrpd.busVinSid = bv.sid
-              WHERE DATE_FORMAT(lrpd.dueDate, '%Y-%m-%d') &lt; #{stopDate}
-                and lrpd.useOrgSid = #{useOrgSid}
-              GROUP BY lrpd.`sid`
-              HAVING (yq_total > 0)) a1
+        a1.customer AS customerName
+        FROM (
+        -- ✅ 计算逾期金额 yq_total
+        SELECT
+        lrpd.sid,
+        lrpd.loanContractNo,
+        lrpd.borrowerName,
+        lrpd.bankName,
+        lrpd.bankContractNo,
+        lrpd.dueMoney,
+        (lrpd.dueMoney - COALESCE(SUM(lrh.actualMoney), 0)) AS yq_total,
+        lrpd.customer,
+        lrpd.customerSid,
+        lrpd.borrowerSid,
+        lrpd.busVinSid
+        FROM loan_repayment_plan_details lrpd
+        LEFT JOIN loan_repayment_history lrh
+        ON lrh.planDetailSid = lrpd.sid
+        WHERE
+        lrpd.dueDate
+        &lt;
+        #{stopDate} -- ✅ 避免 DATE_FORMAT 影响索引
+        AND lrpd.useOrgSid = #{useOrgSid}
+        GROUP BY lrpd.sid, lrpd.loanContractNo, lrpd.borrowerName, lrpd.bankName,
+        lrpd.bankContractNo, lrpd.dueMoney, lrpd.customer,
+        lrpd.customerSid, lrpd.borrowerSid, lrpd.busVinSid
+        HAVING yq_total > 0
+        ) a1
+        LEFT JOIN (
+        -- ✅ 计算 bankBeInter 总金额
+        SELECT saleVehSid, SUM(bankBeInter) AS bankBeInter
+        FROM loan_be_padsincere_veh
+        GROUP BY saleVehSid
+        ) lbpv_total ON lbpv_total.saleVehSid = a1.busVinSid
+        LEFT JOIN (
+        -- ✅ 计算 overdueMoney
+        SELECT
+        lrpd.busVinSid,
+        IFNULL(SUM(fjj.reveivableMoney), 0) - IFNULL(SUM(fin_sub.m), 0) AS overdueMoney
+        FROM anrui_fin.fin_uncollected_receivables_detailed_jr fjj
+        JOIN loan_repayment_plan_details lrpd
+        ON fjj.busSid = lrpd.sid
+        AND lrpd.dueDate
+        &lt;
+        #{stopDate} -- ✅ 避免 DATE_FORMAT
+        LEFT JOIN (
+        SELECT receivablesSid, SUM(subscriptionMoney) AS m
+        FROM anrui_fin.fin_selected_receivables_detailed
+        WHERE auditState = '3'
+        GROUP BY receivablesSid
+        ) fin_sub ON fin_sub.receivablesSid = fjj.sid
+        WHERE fjj.payCostTitleKey = '006'
+        GROUP BY lrpd.busVinSid
+        ) fin_total ON fin_total.busVinSid = a1.busVinSid
         <where>
-            ${ew.sqlSegment}
-        </where>
+            ${ew.sqlSegment} -- ✅ 保留动态查询条件
+        </where>;
     </select>
 
     <select id="getAppDetails" resultType="com.yxt.anrui.riskcenter.api.loanoverduebank.LoanOverdueBankAppDetailsVo">