diff --git a/anrui-buscenter/anrui-buscenter-api/src/main/java/com/yxt/anrui/buscenter/api/bussalesorder/app/order/AppOrderDetailsVo.java b/anrui-buscenter/anrui-buscenter-api/src/main/java/com/yxt/anrui/buscenter/api/bussalesorder/app/order/AppOrderDetailsVo.java
index da27f5468d..d945119fd0 100644
--- a/anrui-buscenter/anrui-buscenter-api/src/main/java/com/yxt/anrui/buscenter/api/bussalesorder/app/order/AppOrderDetailsVo.java
+++ b/anrui-buscenter/anrui-buscenter-api/src/main/java/com/yxt/anrui/buscenter/api/bussalesorder/app/order/AppOrderDetailsVo.java
@@ -131,6 +131,8 @@ public class AppOrderDetailsVo implements Vo {
 
     @ApiModelProperty("是否有金融方案")
     private boolean finState;
+    @ApiModelProperty("环节标识")
+    private String taskDefKey;
 
 
 }
diff --git a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java
index 2874a2883a..f8fc36c301 100644
--- a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java
+++ b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java
@@ -3,6 +3,8 @@ package com.yxt.anrui.riskcenter.biz.loansolutions;
 import cn.hutool.core.bean.BeanUtil;
 import com.yxt.anrui.buscenter.api.bussalesorder.BusSalesOrderFeign;
 import com.yxt.anrui.buscenter.api.bussalesorder.app.order.AppOrderDetailsVo;
+import com.yxt.anrui.flowable.api.flowtask.FlowTaskFeign;
+import com.yxt.anrui.flowable.api.flowtask.LatestTaskVo;
 import com.yxt.anrui.riskcenter.api.loansolutions.LoanSolutions;
 import com.yxt.anrui.riskcenter.api.loansolutions.app.SolutionsDetailsVo;
 import com.yxt.anrui.riskcenter.api.loansolutions.app.SolutionsDto;
@@ -19,6 +21,7 @@ import org.springframework.transaction.annotation.Transactional;
 
 import java.math.BigDecimal;
 import java.math.BigInteger;
+import java.util.List;
 
 /**
  * Project: anrui-riskcenter(风控中心) <br/>
@@ -43,6 +46,9 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
     @Autowired
     private BusSalesOrderFeign busSalesOrderFeign;
 
+    @Autowired
+    private FlowTaskFeign flowTaskFeign;
+
     public ResultBean<SolutionsDetailsVo> selectDetails(String saleOrderSid) {
         ResultBean<SolutionsDetailsVo> rb = ResultBean.fireFail();
         SolutionsDetailsVo solutionsDetailsVo = new SolutionsDetailsVo();
@@ -78,9 +84,25 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
         }
         return rb.success().setData(solutionsDetailsVo);
     }
+
     @Transactional(rollbackFor = Exception.class)
     public ResultBean saveDto(SolutionsDto dto) {
         ResultBean rb = ResultBean.fireFail();
+        //查询销售订单的状态
+        ResultBean<AppOrderDetailsVo> detailsVoResultBean = busSalesOrderFeign.getSaleOrderDetails(dto.getSaleOrderSid());
+        if (detailsVoResultBean.getData() != null) {
+            AppOrderDetailsVo appOrderDetailsVo = detailsVoResultBean.getData();
+            if (StringUtils.isNotBlank(appOrderDetailsVo.getProcInsId())) {
+                ResultBean<List<LatestTaskVo>> listResultBean = flowTaskFeign.getLatestTasks(appOrderDetailsVo.getProcInsId());
+                if (listResultBean.getData() != null && listResultBean.getData().size() > 0) {
+                    LatestTaskVo latestTaskVo = listResultBean.getData().get(0);
+                    if (!"Activity_0z788pp".equals(latestTaskVo.getTask_def_key_()) && !"Activity_1ckx8lq".equals(latestTaskVo.getTask_def_key_())) {
+                        return rb.setMsg("当前所处环节不允许修改金融方案");
+                    }
+                }
+            }
+        }
+
         //查询金融方案
         LoanSolutions loanSolutions = baseMapper.selectBySaleOrderSid(dto.getSaleOrderSid());
         if (loanSolutions != null) {
@@ -91,23 +113,23 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
         }
         //保存金融方案
         loanSolutions = new LoanSolutions();
-        if(StringUtils.isNotBlank(dto.getSaleOrderSid())){
+        if (StringUtils.isNotBlank(dto.getSaleOrderSid())) {
             loanSolutions.setSalesOrderSid(dto.getSaleOrderSid());
         }
         //自营非担保和贷款的需要填写金融方案
         if ("01".equals(dto.getTypeKey()) || StringUtils.isBlank(dto.getTypeKey())) {
-            if(StringUtils.isNotBlank(dto.getTypeKey())){
+            if (StringUtils.isNotBlank(dto.getTypeKey())) {
                 loanSolutions.setType(dto.getType());
                 loanSolutions.setTypeKey(dto.getTypeKey());
             }
             //是否打包
             String isPack = dto.getIsPack();
-            if(StringUtils.isNotBlank(isPack)){
+            if (StringUtils.isNotBlank(isPack)) {
                 loanSolutions.setIsPack(isPack);
             }
             //产品政策名称
             String policyName = dto.getPolicyName();
-            if(StringUtils.isNotBlank(policyName)){
+            if (StringUtils.isNotBlank(policyName)) {
                 loanSolutions.setPolicyName(policyName);
             }
             //融资项目总额 = 主车发票价+融资票据+挂车+保险+购置税+车损上浮
@@ -205,7 +227,7 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
                 downPayAmount = downPayAmount.add(new BigDecimal(dto.getDownPayAmount()));
                 //首付款比例
                 String downPayRatio = "";
-                BigDecimal downPayRatio1 = downPayAmount.divide(loanTotal,4,BigDecimal.ROUND_HALF_UP).multiply(new BigDecimal("100")).setScale(2, BigDecimal.ROUND_HALF_UP);
+                BigDecimal downPayRatio1 = downPayAmount.divide(loanTotal, 4, BigDecimal.ROUND_HALF_UP).multiply(new BigDecimal("100")).setScale(2, BigDecimal.ROUND_HALF_UP);
                 downPayRatio = downPayRatio1.toString() + "%";
                 //产品贷款金额 = 融资项目总额-首付金额
                 loanAmount = loanTotal.subtract(downPayAmount);
@@ -229,7 +251,7 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
                 BigDecimal bondAmount = new BigDecimal(dto.getBondAmount());
                 //贷款保证金比例
                 String bondRatio = "";
-                BigDecimal bondRatio1 = bondAmount.divide(loanAmount,4,BigDecimal.ROUND_HALF_UP).multiply(new BigDecimal("100")).setScale(2, BigDecimal.ROUND_HALF_UP);
+                BigDecimal bondRatio1 = bondAmount.divide(loanAmount, 4, BigDecimal.ROUND_HALF_UP).multiply(new BigDecimal("100")).setScale(2, BigDecimal.ROUND_HALF_UP);
                 bondRatio = bondRatio1.toString() + "%";
                 loanSolutions.setBondAmount(bondAmount);
                 loanSolutions.setBondRatio(bondRatio);
@@ -323,14 +345,14 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
                 loanSolutionsOtherpolicy.setPeriod(period);
                 //月还金额 = 总月还/贷款月还
                 String monthlyRepay = "";
-                if(StringUtils.isNotBlank(dto.getMonthlyRepay())){
-                    if(loanPeriod.equals(otherPolicyPeriod)){
+                if (StringUtils.isNotBlank(dto.getMonthlyRepay())) {
+                    if (loanPeriod.equals(otherPolicyPeriod)) {
                         monthlyRepay = monthlyRepay1.toString() + "/-";
-                    }else{
+                    } else {
                         monthlyRepay = monthlyRepay1.toString() + "/" + dto.getLoanPayMoney();
                     }
 
-                }else{
+                } else {
                     monthlyRepay = monthlyRepay1.toString() + "/-";
                 }
 
@@ -518,13 +540,13 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
         } else {//外部金融的只需要录入厂家贴息
             //查询金融方案
             loanSolutions = new LoanSolutions();
-            if(StringUtils.isNotBlank(dto.getTypeKey())){
+            if (StringUtils.isNotBlank(dto.getTypeKey())) {
                 loanSolutions.setType(dto.getType());
                 loanSolutions.setTypeKey(dto.getTypeKey());
             }
             if (StringUtils.isBlank(dto.getFactoryDiscount())) {
                 loanSolutions.setFactoryDiscount(new BigDecimal(BigInteger.ZERO));
-            }else{
+            } else {
                 loanSolutions.setFactoryDiscount(new BigDecimal(dto.getFactoryDiscount()));
             }
             loanSolutions.setFactoryDiscountUse(dto.getFactoryDiscountUse());